It is tax season again. And if you have been fighting debt collectors, they may have a dirty trick in store for you. Often debt collectors will consider any payment to you as income for you. If you sent the collector a w9 when you settled with them, there is a good chance they will…Details
I got a check from a debt collector since last we spoke. I also have another on the way. In this podcast I will discuss a few lawsuits I had going on. I will talk about what I learned from these suits. I will also discuss Credit Repair Gurus and FDCPA gurus. How do you…Details
I have settled two more lawsuits since my last post. One was my court case related to the FCRA and FDCPA. The other was not a case I filed, I just worked out a settlement before I had the pleasure to file. The second issue is the first time I have settled without filing. More…Details
I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four accounts from Midland on his consumer credit report. He needs to sue them, right? Wrong. This is a misconception that most credit experts and lawyers have. First…Details
All, Often I get asked if the collectors care that we are suing them for FDCPA, TCPA and FCRA. Some believe this is the “cost of doing business” and the collectors have this cost built into their business model. This may be true but… Like any business, collectors what to maximize profits and lower costs.…Details
I am working on a lawsuit and ran across this section of somebody else’s lawsuit and thought it might interest you: Credit reporting constitutes an attempt to collect a debt. See, e.g., Rivera v. Bank One, 145 F.R.D. 614, 623 (D.P.R. 1993)(a creditor’s report of a debt to a consumer reporting agency is a “powerful…Details
The Telephone Consumer Protection Act (TCPA) is a great tool to stop unwanted cell phone calls or texts. If somebody calls your cell phone without your prior consent, they are violating the TCPA. Also, think about debt collectors. When they call your cell phone, they almost certainly are violating the TCPA. The only way they can call…Details
Webrecon is a company that tracks FDCPA, FCRA and TCPA lawsuits. If you end up in their database, you are a lot less likely to get sued by a slack ass debt collector. That is another advantage to suing a collector if they have violated your rights. Here are the Webrecon numbers: Sorry, it is…Details
Should we use drones to kill citizens without a trial?
Your government thinks so.
Fight for what you think is right, Boiler