Basic Question: FDCPA

All here is a question that was emailed to me from Amy C: I have two collectors calling my cell. One collector has been calling me for 9 months, the other has been calling about 3 months. I have never talked to them, they never leave a message. I have never received a dunning letter…

finally fix your credit

Can a person sue the furnisher of information if they falsely report on a Credit Report? FCRA

I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four accounts from Midland on his consumer credit report. He needs to sue them, right? Wrong. This is a misconception that most credit experts and lawyers have. First…