Month: May 2012

Example of FDCPA and FCRA lawsuit – It's just paprwork!

I wanted to post an example lawsuit. Cooper vs. Client Services, INC We strive not to file lawsuits, but sometimes it becomes necessary to fight for your [...]

Advanced Topic – Federal Rule of Civil Procedure 68

A few days ago I was approached with a Federal Rule of Civil Procedure 68 (hereinafter “Rule 68”) offer of settlement. The defendants in the case had filed [...]

How to send a dispute on a collection letter

This is one of the most important post I will put on this blog for beginners. Please take this to heart! The most important thing you can do is dispute every [...]

Credit Reports and Issues with Them

This is my third podcast. It deals with how to look at your credit report. The best place to get them is from annualcreditreport.com. The other "free" credit [...]

FDCPA and Debt Validation

This is an introduction to the FDCPA - The Fair Debt Collections Practices Act. The Fair Debt Collections Practices act is a Federal Law [...]