Credit Repair

You don’t know more than I do about the FDCPA, FCRA, or the TCPA!

  January 13, 2014
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writers-bloggers-wanted
You couldn't possibly know more than I do about the FDCPA, FCRA, or TCPA. I know so much that I have my own blog. Seriously, if you have knowledge about [...]

CreditRage Uncut – 2 – Introduction to the FDCPA, FCRA, and TCPA

  January 13, 2014
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This is CreditRage Uncut 2. The first CreditRage Uncut has not been made yet and it will be an [...]

Collectors Using Affadavits – CreditRage Uncut 9

  January 13, 2014
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It is common for debt collectors to use affidavits when they are suing you or being sued by you. They can seem like a trump card when the debt collectors play [...]

Who has the Right to Pull your Credit?

  January 13, 2014
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Who has the Right to Pull your Credit? FCRA § 604 – 15 U.S.C. § 1681b(a)(3)(A) PERMISSIBLE PURPOSE… Who Has the Right to Pull Your [...]

Question: Reporting on credit report a violation of FDCPA?

  June 16, 2013
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Here is a question I received last night: Is reporting on my credit report by a collection agency considered collecting on a debt and a violation of the [...]

CreditRage -26- Dispute the Debt & Conversation with Hispanic1

  April 9, 2013
  4 Comments
All, I wanted to post a podcast of my conversation with Hispanic1 from last week. She has some credit problems. When you have problems, the first thing [...]

List of State Collection Laws

  February 21, 2013
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All, Here is a list of state collection laws including Puerto Rico and Washington D.C.. This is a great place to start to learn your state's laws. These laws [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

  January 31, 2013
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He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

Midland Funding, Midland Credit Management, and Encore Capital Addresses for Legal Service

  January 21, 2013
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All, If you are about to engage Midland Funding and related companies in litigation you should check with your state's secretary of state for the registered [...]