FCRA

Interesting Article from the Mainstream Press

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of [...]

Name That Violation! – Call from a Collector

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use [...]

Recording phone calls from collectors

Many times a collector will call you and break the law. I wanted to share with you my methods of recording phone calls. The first issue to consider is that [...]

How to Ask a Question – New Phone Number

If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call [...]

Pro Se with out Money? Go IN FORMA PAUPERIS….

Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly. If you truly can not afford to file your [...]

Pro Se Ideas- Use Pacer and Other Online Resources

I wanted to tell you that there are resources for representing yourself in court. There are lots of resources! When you represent yourself in court, you are [...]

When Good Lawsuits Go Bad…. The "Astericks Lawsuit"

Hello All! Please don't consider any of the following to be discouraging. Instead, read the post and learn from my mistakes. My mistakes make US better! I [...]

What if You Are Getting Collection Cell Calls for Someone Else?

We have all received collection calls for someone else. Legally, what's the deal? The TCPA protects consumers against automated messages and predictive calls [...]

TransUnion Update

If you think credit reporting is fair in this country, here is some information that I hope will make you rethink your opinion. Goldman Sachs, the bank,  [...]

3 Questions about Palisades and Chase Collection Efforts

There were three questions called into me. I will answer them in this podcast. The first question is about Palisades Collection LLC. I wasn't sure of their [...]