I wanted to post a podcast of my conversation with Hispanic1 from last week.
She has some credit problems. When you have problems, the first thing you need to do is pull your credit. That will let you know where you stand. Pull all three credit reporting agencies.
Or go here to get them for free: annualcreditreport.com
Don’t go to Free Credit Report .com as they are not free. They will try and trick you into paying.
After listening to this podcast, let me know your feedback.
Fight the Essential Fight, Boiler
How do you know your caller’s creditor was not misreporting the *date* of charge-off each month, thus continually re-aging the debt? Admittedly there would be little point in doing so unless her SoL was really short, but it’s the first thing I thought of during her remark on that point.
Resident,
I was confused about that when Hispanic1 and I were talking live. Then I thought, either way she needs to dispute the debt.
It will be interesting to see what results she gets from the disputes. I hope she lets us know.
Thanks, Boiler
This is a great recording. Hispanic one is going to get through this just like I will. Nancy
I think you two will both be fine. Just keep to your plan! Boiler