This is an introduction to the FDCPA – The Fair Debt Collections Practices Act.
The Fair Debt Collections Practices act is a Federal Law that regulates collectors’ behavior. Lawsuits based on violations of the FDCPA are centered around the collectors’ behavior and not the debt.
Also a reminder, send all of your correspondence to the collection agencies, lawyers or credit reporting agencies via certified mail.
Please post any questions to this blog or call me.