Welcome to my Blog and Podcasts. Please listen to the Introduction in the attached podcast. One of the most important points of this podcast is to dispute all collection letters.
Not Legal Advice is one guy’s website to help educate people on their rights and to motivate people to stand up for themselves. This is not as difficult as it appears. The most difficult part is just starting to educate yourself. I am here to help you get going.
We will discuss three main laws that are your right as an American. The three main laws are the FDCPA, FCRA, and TCPA. These are federal laws that apply to you if you are an American. If you live in the UK or Canada, you have similar laws but I do not have a working knowledge of them. I stick to the laws that are United States Federal laws.
These laws are fairly easy to read. They were written to be understood by the least sophisticated consumer. Click on the law to download it:
FDCPA: Fair Debt Collections Practices Act
FCRA: Fair Credit Reporting Act
TCPA: Telephone Consumer Protection Act
Please read these and listen to my podcasts.
Please post your questions and comments.