What is Boiler up to?

All, I have not posted in a while. It is well past time to update you and let you know that it will be more difficult to contact me going forward. I still believe in everything posted on this site. The philosophies and methodologies I have written about and have spoken to still hold up. They continue to stand the test of time. I will continue to [...]

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Case Law: Norton v. Shelby County

Norton v. Shelby County, 118 U.S. 425, 6 S. Ct. 1121, 30 L. Ed. 178 (1886) Supreme Court of the United States May 10, 1886 118 U.S. 425 6 S.Ct. 1121 The Dark Red Section is [...]

Case Law: Buck v. Kuykendall: Driving Issues

Buck v. Kuykendall, 267 U.S. 307, 45 S. Ct. 324, 69 L. Ed. 623 (1925) Supreme Court of the United States March 2, 1925 267 U.S. 307 45 S.Ct. 324 See Dark red text below for [...]

Email Question: Debt Consolidation

Here is the question: Howdy Boiler... Do you think debt consolidation is a good deal? It seams easier than what you do with suing the collector. Mariam Mariam, I don't know [...]

Case Law – Trinsey v. Pagliaro

Here's some food for thought with one of my all time favorite cases... This case refers to Attorneys testifying in court. They cannot. This also applies to motions to [...]

CreditRage -12- The Pros and Cons of Hiring a FDCPA Lawyer

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All, In this episode of CreditRage I discuss my thoughts on hiring a FDCPA lawyer. As you can tell, I am generally anti-lawyer. Also, I have done some work with Greg at [...]

Who can you add to a FDCPA lawsuit?

All, I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages. In general, I add [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my credit reports for [...]

CreditRage -11- Are we embellishing our results?

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There is a lot of collection industry chatter about Pro Se lawsuits involving consumer law. There seems to be a industry line that settlements are much fewer and farther [...]

Settlement Recieved! FIA Card Services

All, A quick note to mention that my wife received a settlement Saturday from FIA Card Services. They used to call themselves MBNA. As with most settlements, it is not a [...]

Midland Funding, Midland Credit Management, and Encore Capital Addresses for Legal Service

All, If you are about to engage Midland Funding and related companies in litigation you should check with your state's secretary of state for the registered agent. Serve the [...]