What is Boiler up to?

All, I have not posted in a while. It is well past time to update you and let you know that it will be more difficult to contact me going forward. I still believe in everything posted on this site. The philosophies and methodologies I have written about and have spoken to still hold up. They continue to stand the test of time. I will continue to [...]

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Represent yourself in Court – Pro Se – eBook

All, I found an interesting free book on representing yourself in court. You can do it. It may be more nerve racking to have a liar working for you. Sorry for the typo, I [...]

Email Question about Phone Calls and Credit Reports

Another question from Ryan. Keep them coming! Hi Boiler, I found your site while searching for some help and also some complaints on Carson Smithfield. I had a bankruptcy that [...]

Question about Phone Calls from Chase Banks – From Email

Hello. Here is a question I received via email last night: I have two Chase Visas. I quit paying them in August. Chase calls me daily. It is driving me nuts. Is there a law [...]

Credit Reporting Agency Removed Account – Email Question

Here is a question I received in email: Boiler, I used your dispute letter and disputed my American Express account which is 2 years delinquent. I received a letter from [...]

Medical Bills and the FDCPA, FCRA, and TCPA

All, Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws only apply to [...]

Help Needed – Top Ten Dirt Bag Debt Collectors List

All, I am going to make a "Top Ten Dirt Bag Debt Collectors List" in the coming weeks and I need your help. Please submit your nominees in the comment section of this [...]

Caution: Administrative Processes

Hi, Today I read an article about an old administrative processes guru from a few years ago. Some people have tried to pay debts using administrative processes. These [...]

It's Getting Hard To Tell Who the Criminals Are!

All, I saw this article and found it shocking. District Attorneys (DAs) are letting collection agencies use the DA's letterhead to collect on alleged debts. It is important [...]

Prioritizing your Collection Issues- Statute of Limitations

All, As you know if you have been paying attention, I settled two lawsuits last week. This week I withdrew one. The two I settled were FDCPA and FCRA lawsuits against [...]