All, I have not posted in a while. It is well past time to update you and let you know that it will be more difficult to contact me going forward. I still believe in everything posted on this site. The philosophies and methodologies I have written about and have spoken to still hold up. They continue to stand the test of time. I will continue to [...]

Recording phone calls from collectors

August 11, 2012

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Many times a collector will call you and break the law. I wanted to share with you my methods of recording phone calls. The first issue to consider is that there are state [...]

How to Ask a Question – New Phone Number

July 31, 2012

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If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call anytime. You can also [...]

Pro Se with out Money? Go IN FORMA PAUPERIS….

July 31, 2012

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Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly. If you truly can not afford to file your lawsuits, you [...]

Pro Se Ideas- Use Pacer and Other Online Resources

July 29, 2012

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I wanted to tell you that there are resources for representing yourself in court. There are lots of resources! When you represent yourself in court, you are called Pro Se. [...]

Colorado Theater Shooting and Credit Discussion

July 23, 2012

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It was hard not to start out talking about the 12 people that were killed in the theater in Aurora Thursday. Especially since this podcast originates about 15 miles from the [...]

News – Credit Bureaus to get federal oversight for first time by CFPB

July 16, 2012

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United States Consumer Financial Protection Bureau (CFPB) has announced today (7/16/12) that it is beginning oversight of credit bureaus. As you may or may not know, the CFPB [...]

When Good Lawsuits Go Bad…. The "Astericks Lawsuit"

July 11, 2012

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Hello All! Please don't consider any of the following to be discouraging. Instead, read the post and learn from my mistakes. My mistakes make US better! I have now filed 5 [...]

Two Lawsuits and a Phone Call

July 4, 2012

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All, Happy Fourth of July! Tonight's podcast is about two FDCPA lawsuits and a phone call. If I reinforce one point it is to dispute every call and letter you get from [...]

What if You Are Getting Collection Cell Calls for Someone Else?

July 2, 2012

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We have all received collection calls for someone else. Legally, what's the deal? The TCPA protects consumers against automated messages and predictive calls to your cell [...]

I Got a Check Yesterday

June 26, 2012

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I was a little bit sleepy when I recorded this late last night so I may sound a little distant. I am really excited that I got a settlement check from an East coast [...]