All, I have not posted in a while. It is well past time to update you and let you know that it will be more difficult to contact me going forward. I still believe in everything posted on this site. The philosophies and methodologies I have written about and have spoken to still hold up. They continue to stand the test of time. I will continue to [...]

TransUnion Update

June 25, 2012

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If you think credit reporting is fair in this country, here is some information that I hope will make you rethink your opinion. Goldman Sachs, the bank, owns TransUnion, [...]

Where is the Outrage? …with a Mild Mannered Rant.

June 9, 2012

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Hello... I wanted to take a moment to take my attention off of the debt collectors. The debt collectors, the FDCPA, FCRA, etc. are my top passion in life outside of family [...]

3 Questions about Palisades and Chase Collection Efforts

June 5, 2012

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There were three questions called into me. I will answer them in this podcast. The first question is about Palisades Collection LLC. I wasn't sure of their address during the [...]

Example of FDCPA and FCRA lawsuit – It's just paprwork!

May 30, 2012

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I wanted to post an example lawsuit. Cooper vs. Client Services, INC We strive not to file lawsuits, but sometimes it becomes necessary to fight for your rights. [...]

Advanced Topic – Federal Rule of Civil Procedure 68

May 28, 2012

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A few days ago I was approached with a Federal Rule of Civil Procedure 68 (hereinafter “Rule 68”) offer of settlement. The defendants in the case had filed a modest offer [...]

How to send a dispute on a collection letter

May 23, 2012

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This is one of the most important post I will put on this blog for beginners. Please take this to heart! The most important thing you can do is dispute every collection [...]

Credit Reports and Issues with Them

May 5, 2012

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This is my third podcast. It deals with how to look at your credit report. The best place to get them is from annualcreditreport.com. The other "free" credit report sites [...]

FDCPA and Debt Validation

May 4, 2012

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This is an introduction to the FDCPA - The Fair Debt Collections Practices Act. The Fair Debt Collections Practices act is a Federal Law that regulates collectors' [...]

Introduction to NotLegalAdvice.org and the FDCPA, FCRA, and TCPA

April 22, 2012

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Hello! Welcome to my Blog and Podcasts. Please listen to the Introduction in the attached podcast. One of the most important points of this podcast is to dispute all [...]

Legal Disclaimer

April 22, 2012

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Here is NotLegalAdvice.org's legal disclaimer: While the information on this site deals with legal issues, it does not constitute legal advice. The materials on this website [...]