credit report

Dirtbag Debt Collector #2 – NCO

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NCO is a dirt bag debt collector our of Pennsylvania. NCO is particularly fond of putting information on your credit report without verifying the information. [...]

Dirtbag Debt Collector #3 & 4 – Midland Funding & Credit Management

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You may as well throw in Encore Capital too. While your at it add in these sister companies: Midland Credit Management, Inc. MRC Receivables [...]

NCO Addresses, Emails and Phone Numbers

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I came across addresses of NCO "people" that might interest you. These are from litigious consumer, who I personally don't think I know. Anyhow, here they [...]

Student Loan Help

As you know, if I am not an expert on some of the subjects I cover, I will let you know. For example, I do not help people in foreclosure. Here is another [...]

CreditRage Uncut – 2 – Introduction to the FDCPA, FCRA, and TCPA

This is CreditRage Uncut 2. The first CreditRage Uncut has not been made yet and it will be an [...]

What is CreditRage Uncut – FDCPA-FCRA-TCPA

What is CreditRage Uncut and what is its purpose? I explain in the following video. Fight the Essential Fight, Boiler [embedplusvideo height="388" [...]

Collectors Using Affadavits – CreditRage Uncut 9

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It is common for debt collectors to use affidavits when they are suing you or being sued by you. They can seem like a trump card when the debt collectors play [...]

Who has the Right to Pull your Credit?

Who has the Right to Pull your Credit? FCRA § 604 – 15 U.S.C. § 1681b(a)(3)(A) PERMISSIBLE PURPOSE… Who Has the Right to Pull Your [...]

Question: Reporting on credit report a violation of FDCPA?

Here is a question I received last night: Is reporting on my credit report by a collection agency considered collecting on a debt and a violation of the [...]

CreditRage -28- Steve's Story Continued – Summons

All, This is the continuation of Steve's story involving Farrell & Seldin and Midland Funding. As it turns out, Steve decided not to fight the case and [...]