credit reporting agency

Is Credit Reporting an Attempt to Collect a Debt?

attempt-to-collect-debt
All, I have been asked this question frequently. Yes, Credit Reporting is an attempt to collect a debt. Until now, I have not pasted any case law. I was [...]

Two Settlements on Their Way! FDCPA

FCRA-TCPA-Settlement
I have settled two more lawsuits since my last post. One was my court case related to the FCRA and FDCPA. The other was not a case I filed, I just worked out a [...]

Can a person sue the furnisher of information if they falsely report on a Credit Report? FCRA

boiler williams fix credit
I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four [...]

Is reporting a debt on your credit report a collection action?

Don't-Be-Afraid-of-debt-collectors
I am working on a lawsuit and ran across this section of somebody else's lawsuit and thought it might interest you: Credit reporting constitutes an attempt to [...]

Latest Webrecon Data on FDCPA, FCRA and TCPA

All, The latest WebRecon data was sent out in WebRecon's free newsletter. WebRecon tracks consumers who litigate against collection agencies. How dare [...]

Case Law: Dixon-Rollins v. Experian Information Services et al ~ 2:09-cv-00646-TJS

Case-law-settlement-fdcpa
This case revolves around inaccurate items on Dixon-Rollins' credit report. Initially, the jury awarded Dixon-Rollins $500,000. this amount was reduced to [...]

Update on Boiler’s Activities – Book -Pacer.gov

Boiler-Williams-Pacer.gov
Just to let you know I have not been posting as frequently as I would like for a reason. I am working on a book. I will post the details here. My plan for [...]

CreditRage -9- Thoughts on Your Credit Score

I am amazed at the power of credit scores! I m not describing how much power they have when you want to buy a new BMW. I am talking about how much cash and [...]

Dirt bag Debt Collector #8 – Credit Collection Services

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Number 8 on our top ten dirt bag collection agencies is Credit Collection Services! Credit Collection services earns this distinction by collecting on [...]

Dirtbag Debt Collector #7 – National Credit Solutions, Oklahoma City

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National Credit Solutions is a collection company located in Oklahoma City. They are not to be confused with National Credit Solutions in Texas. The NCS [...]