Dispute Letter

Two Settlements on Their Way! FDCPA

FCRA-TCPA-Settlement
I have settled two more lawsuits since my last post. One was my court case related to the FCRA and FDCPA. The other was not a case I filed, I just worked out a [...]

Can a person sue the furnisher of information if they falsely report on a Credit Report? FCRA

boiler williams fix credit
I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four [...]

Update on Boiler’s Activities – Book -Pacer.gov

Boiler-Williams-Pacer.gov
Just to let you know I have not been posting as frequently as I would like for a reason. I am working on a book. I will post the details here. My plan for [...]

Dirt bag Debt Collector #8 – Credit Collection Services

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Number 8 on our top ten dirt bag collection agencies is Credit Collection Services! Credit Collection services earns this distinction by collecting on [...]

Top Ten Dirt Bag Debt Collectors – DisHonorable Mention

collection-laws-fdcpa-fcra-tcpa
Updated: 8/28/13 - First of all, after re-reading this, I have to admit it made me laugh again. Then after I laughed, I began to get concerned that this [...]

Dirtbag Debt Collector #7 – National Credit Solutions, Oklahoma City

collection-laws-fdcpa-fcra-tcpa
National Credit Solutions is a collection company located in Oklahoma City. They are not to be confused with National Credit Solutions in Texas. The NCS [...]

Dirtbag Debt Collector #6 – Asset Acceptance

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It is getting difficult to rank the dirt bag debt collectors. I wonder is there are degrees of being dirt bags or if it an absolute and you are a dirt bag or [...]

Dirtbag Debt Collector #5 – LVNV

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All, Now we are getting to the core of the dirt bag debt collectors! Coming in at #5 is LNLV! Congratulations LVNV! NVLV has a nasty habit of showing up [...]

Elements of a FDCPA Case

To have a FDCPA case, you have to have the essential "elements" or your case can, and should, be tossed out. Keep this in mind when evaluating your case. Also, [...]