Dispute Letter

News – Credit Bureaus to get federal oversight for first time by CFPB

United States Consumer Financial Protection Bureau (CFPB) has announced today (7/16/12) that it is beginning oversight of credit bureaus. As you may or may not [...]

Two Lawsuits and a Phone Call

All, Happy Fourth of July! Tonight's podcast is about two FDCPA lawsuits and a phone call. If I reinforce one point it is to dispute every call and letter [...]

TransUnion Update

If you think credit reporting is fair in this country, here is some information that I hope will make you rethink your opinion. Goldman Sachs, the bank,  [...]

Example of FDCPA and FCRA lawsuit – It's just paprwork!

I wanted to post an example lawsuit. Cooper vs. Client Services, INC We strive not to file lawsuits, but sometimes it becomes necessary to fight for your [...]

How to send a dispute on a collection letter

This is one of the most important post I will put on this blog for beginners. Please take this to heart! The most important thing you can do is dispute every [...]