lawsuit

Document – Federal Court Civil Complaint Flow Chart

Here is a document that I hope will clarify the Federal Civil Lawsuit Process. This is a simplified flow chart that shows the process that Federal Court [...]

Bill To Amend FDCPA Introduced – HR 6707

North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]

DOJ Reaches Settlement with Law Firm Over Fraudulent Debt Collection Practices

There are more laws than just the FDCPA, FCRA and TCPA that debt collectors routinely violate. Of course most sates have similar laws that the collectors [...]

CreditRage -6- Admitting The Debt

All, One of the worst things you can do when facing a debt collector is admitting the debt. You could blunder and do this many ways. Besides the obvious, [...]

Case Law – Brim v. Midland Credit Management, Inc

Brim v. Midland Credit Management, Inc., 795 F. Supp.2d 1255 (2011) Jury verdict awarding plaintiff $100,000.00 in compensatory damages and $632,180.00 in [...]

Question about NCO and debt validation

I received the following question from an email from Toni: I received response from NCO for validation. They sent a response letter stating all collection [...]

CreditRage -1- Introduction and Order to Show Cause

This is the initial CreditRage episode #1 that I have been holding back on you. If you listen to it, you will discover the two reasons that I didn't post it [...]

What is CreditRage?

CreditRage is a podcast that is recorded a few times a week in a car. The podcast is usually a short chat about a topic related to consumer credit. Boiler [...]

CreditRage -5- STIPULATION OF DISMISSAL WITH PREJUDICE

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CreditRage -5- STIPULATION OF DISMISSAL WITH PREJUDICE This episode discusses how to finish a case after the settlement has been completed. Discussed is [...]

CreditRage -4- What I Can and Can’t Do For You – FDCPA

CreditRage -4- What I Can and Can't Do For You This episode of CreditRage discusses what I can and cant do for you. As you may be able to tell from the [...]