Pro Se

The Big Gun in a traffic stop

Errant-Sovereign-Handbook
The "Big Gun" starts on page 96 of Errant Sovereign Handbook The "Big Gun" addresses the very framework of our form of government.  It's called Separation [...]

Legal Flow Charts and Timelines – Plus a Settlement

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I have previously made and posted a flow chart of how federal lawsuits will flow. People seem to like it and I have not updated it as I have seen no reason to [...]

Two Settlements on Their Way! FDCPA

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I have settled two more lawsuits since my last post. One was my court case related to the FCRA and FDCPA. The other was not a case I filed, I just worked out a [...]

Can a person sue the furnisher of information if they falsely report on a Credit Report? FCRA

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I was asked how to sue a furnisher of information for reporting false data on a persons credit report. This person (Billy) pulled his credit and has four [...]

Are we getting to the collectors? MiniRANT

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All, Often I get asked if the collectors care that we are suing them for FDCPA, TCPA and FCRA. Some believe this is the "cost of doing business" and the [...]

Is reporting a debt on your credit report a collection action?

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I am working on a lawsuit and ran across this section of somebody else's lawsuit and thought it might interest you: Credit reporting constitutes an attempt to [...]

New TCPA Ruling

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The Telephone Consumer Protection Act (TCPA) is a great tool to stop unwanted cell phone calls or texts. If somebody calls your cell phone without your prior [...]

Latest Webrecon Statistics on FDCPA, FCRA, & TCPA

Webrecon is a company that tracks FDCPA, FCRA and TCPA lawsuits. If you end up in their database, you are a lot less likely to get sued  by a slack ass debt [...]

Comments – Resident47 – FDCPA

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Hi all, I am not convinced that I get all of the comments that you have been posting. If you post a comment and it does not show up after a day or so, [...]

Res Judicata – CreditRage Uncut 15

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Res Judicata - When you are dealing with collectors, you need to make sure they do not get a judgment against you in a local court. If this happens, you will [...]