soft pull

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

How Do You Opt Out of Credit Offers?

All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]

Credit Rage -2- Simple Inquiry on Credit Report

FDCPA-FCRA-TCPA
This is CreditRage #2. It is about inquiries on my credit report and how I handle them. I found Focus Receivables Management, LLC on my credit report. I [...]