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What is CreditRage Uncut – FDCPA-FCRA-TCPA

What is CreditRage Uncut and what is its purpose? I explain in the following video. Fight the Essential Fight, Boiler [embedplusvideo height="388" [...]

Who has the Right to Pull your Credit?

Who has the Right to Pull your Credit? FCRA § 604 – 15 U.S.C. § 1681b(a)(3)(A) PERMISSIBLE PURPOSE… Who Has the Right to Pull Your [...]

Question: Reporting on credit report a violation of FDCPA?

Here is a question I received last night: Is reporting on my credit report by a collection agency considered collecting on a debt and a violation of the [...]

CreditRage -26- Dispute the Debt & Conversation with Hispanic1

All, I wanted to post a podcast of my conversation with Hispanic1 from last week. She has some credit problems. When you have problems, the first thing [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

Midland Funding, Midland Credit Management, and Encore Capital Addresses for Legal Service

All, If you are about to engage Midland Funding and related companies in litigation you should check with your state's secretary of state for the registered [...]

How Do You Opt Out of Credit Offers?

All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]

Case Law – Brim v. Midland Credit Management, Inc

Brim v. Midland Credit Management, Inc., 795 F. Supp.2d 1255 (2011) Jury verdict awarding plaintiff $100,000.00 in compensatory damages and $632,180.00 in [...]

Credit Rage -2- Simple Inquiry on Credit Report

FDCPA-FCRA-TCPA
This is CreditRage #2. It is about inquiries on my credit report and how I handle them. I found Focus Receivables Management, LLC on my credit report. I [...]

Boiler's Conversation with Ryan

All, Here is a conversation with Ryan. These credit report issues are common, but not fun if they are happening to you. Please give Ryan and I a listen and [...]