Credit Repair

CreditRage -10- Inquiries and Lawyer – Bona Fide Error

Don't-Be-Afraid-of-debt-collectors
All, Check this out: Anzivino, Ralph C., "Does the "Bona Fide" Error Defense of the Fair Debt Collection Practices Act Include Mistakes of Law?" [...]

How Do You Opt Out of Credit Offers?

All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]

Book Review – F The Banks by Judson E Crump

I read a hell of a lot of books. I read only non-fiction and classics. Mostly books related to debt collection and finance are what I seek. In case you [...]

Case Law – Midland Funding v Brent – Robosigning

If you are involved with Midland, please read this Opinion from Midland Funding v Brent. Ivan Jimenez, one of Midland’s ten “specialists” in the [...]

Question about NCO and debt validation

I received the following question from an email from Toni: I received response from NCO for validation. They sent a response letter stating all collection [...]

What is CreditRage?

CreditRage is a podcast that is recorded a few times a week in a car. The podcast is usually a short chat about a topic related to consumer credit. Boiler [...]

Credit Rage -2- Simple Inquiry on Credit Report

FDCPA-FCRA-TCPA
This is CreditRage #2. It is about inquiries on my credit report and how I handle them. I found Focus Receivables Management, LLC on my credit report. I [...]

Boiler's Conversation with Ryan

All, Here is a conversation with Ryan. These credit report issues are common, but not fun if they are happening to you. Please give Ryan and I a listen and [...]

WebRecon Marketing Marterials – What They Think We Are Doing

All, Here is a WebRecon marketing brochure. It interesting me to see what they think we are doing. Also, check out the pricing! I think this is a pretty [...]

Dirtbag Debt Collector #9 – Palisades

Dirtbag debt collector#9 on my list is Palisades Collection. They get the honor for being dirtbags that constantly call and harass people. There are numerous [...]