Credit Repair
Consumer Disputing Debt Listed on Credit Report
Here is a question that was emailed to me by Steve in Cali:
I viewed my my credit report online. The original creditor (under negative accounts) has "consumer [...]
Defending Junk Debt Buyers Lawsuits
All,
I ran across this article that does a great job of explaining why you do not owe a debt collector money. It explains the whole scam in pretty good detail [...]
Credit Report Account Number Question from Email
Hi all, Here is a short question and answer I received in email over the weekend. I wanted to share it with you:
Boiler, I really appreciate all you do. On my [...]
Medical Bills and the FDCPA, FCRA, and TCPA
All,
Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws [...]
FCRA Violation – Re-Aging and Zombie Debts
All,
I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt.
First, re-aging is when the date of last activity or delinquency gets [...]
Validation of debt is Important
All,
There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA.
When you ask for verification of [...]
Interesting Article from the Mainstream Press
I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America.
I have been ware of [...]