FDCPA

Name That Violation! – Call from a Collector – #2

Hello all, I wanted to thank you for visiting my site. Yesterday I had a record number of visitors. I think this is do to many people coming back to read new [...]

Another settlement check arived last night….

I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors! This cant keep up as [...]

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]

Validation of debt is Important

All, There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA. When you ask for verification of [...]

Interesting Article from the Mainstream Press

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of [...]

Name That Violation! – Call from a Collector

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use [...]

Prior Litigation May Bar an FDCPA violation – Res Judicata

I answered a comment earlier about suing for the FDCPA while you are in state or local court. When I answered I was not at home and couldn't remember the term [...]

Recording phone calls from collectors

Many times a collector will call you and break the law. I wanted to share with you my methods of recording phone calls. The first issue to consider is that [...]

How to Ask a Question – New Phone Number

If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call [...]

Pro Se with out Money? Go IN FORMA PAUPERIS….

Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly. If you truly can not afford to file your [...]