FDCPA

Pro Se Ideas- Use Pacer and Other Online Resources

I wanted to tell you that there are resources for representing yourself in court. There are lots of resources! When you represent yourself in court, you are [...]

Colorado Theater Shooting and Credit Discussion

It was hard not to start out talking about the 12 people that were killed in the theater in Aurora Thursday. Especially since this podcast originates about 15 [...]

When Good Lawsuits Go Bad…. The "Astericks Lawsuit"

Hello All! Please don't consider any of the following to be discouraging. Instead, read the post and learn from my mistakes. My mistakes make US better! I [...]

Two Lawsuits and a Phone Call

All, Happy Fourth of July! Tonight's podcast is about two FDCPA lawsuits and a phone call. If I reinforce one point it is to dispute every call and letter [...]

I Got a Check Yesterday

I was a little bit sleepy when I recorded this late last night so I may sound a little distant. I am really excited that I got a settlement check from an East [...]

3 Questions about Palisades and Chase Collection Efforts

There were three questions called into me. I will answer them in this podcast. The first question is about Palisades Collection LLC. I wasn't sure of their [...]

Example of FDCPA and FCRA lawsuit – It's just paprwork!

I wanted to post an example lawsuit. Cooper vs. Client Services, INC We strive not to file lawsuits, but sometimes it becomes necessary to fight for your [...]

Advanced Topic – Federal Rule of Civil Procedure 68

A few days ago I was approached with a Federal Rule of Civil Procedure 68 (hereinafter “Rule 68”) offer of settlement. The defendants in the case had filed [...]

How to send a dispute on a collection letter

This is one of the most important post I will put on this blog for beginners. Please take this to heart! The most important thing you can do is dispute every [...]

FDCPA and Debt Validation

This is an introduction to the FDCPA - The Fair Debt Collections Practices Act. The Fair Debt Collections Practices act is a Federal Law [...]