FDCPA
Thoughts on State Laws
In this episode of CreditRage, I openly think about state laws and interest rates. See yesterday's post for the links I discuss in this brief podcast.
I [...]
List of State Collection Laws
All,
Here is a list of state collection laws including Puerto Rico and Washington D.C.. This is a great place to start to learn your state's laws. These laws [...]
Case Law: Palmer v. Hoffman: hearsay exception for business records
Similar to the LVNV case from yesterday's post, here is the case that was used by Mastaw.
This is a Supreme Court ruling.
In summary:
"In short, it is [...]
Case Law: LVNV FUNDING, LLC v. MASTAW: hearsay exception for business records
In dealing with business records being admitted as evidence, this case is a great read. See attached. lvnv-v-mastaw-tn-14-dec-2011
Here is the summary:
This [...]
Email Question: Debt Consolidation
Here is the question:
Howdy Boiler... Do you think debt consolidation is a good deal? It seams easier than what you do with suing the collector. [...]
Case Law – Trinsey v. Pagliaro
Here's some food for thought with one of my all time favorite cases...
This case refers to Attorneys testifying in court. They cannot.
This also applies to [...]
CreditRage -12- The Pros and Cons of Hiring a FDCPA Lawyer
All,
In this episode of CreditRage I discuss my thoughts on hiring a FDCPA lawyer. As you can tell, I am generally anti-lawyer.
Also, I have done some [...]
Who can you add to a FDCPA lawsuit?
All,
I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages.
In [...]
CreditRage -11- Are we embellishing our results?
There is a lot of collection industry chatter about Pro Se lawsuits involving consumer law. There seems to be a industry line that settlements are much [...]
Midland Funding, Midland Credit Management, and Encore Capital Addresses for Legal Service
All,
If you are about to engage Midland Funding and related companies in litigation you should check with your state's secretary of state for the registered [...]