FDCPA

CreditRage -10- Inquiries and Lawyer – Bona Fide Error

Don't-Be-Afraid-of-debt-collectors
All, Check this out: Anzivino, Ralph C., "Does the "Bona Fide" Error Defense of the Fair Debt Collection Practices Act Include Mistakes of Law?" [...]

Document – Federal Court Civil Complaint Flow Chart

Here is a document that I hope will clarify the Federal Civil Lawsuit Process. This is a simplified flow chart that shows the process that Federal Court [...]

Bill To Amend FDCPA Introduced – HR 6707

North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]

Does Case Law Scare You If It Is Not In Your Favor?

I read a lot of cases. I read almost every one I see. There are cases that go for and against the consumer. There is often case law on the exact same legal [...]

Book Review – F The Banks by Judson E Crump

I read a hell of a lot of books. I read only non-fiction and classics. Mostly books related to debt collection and finance are what I seek. In case you [...]

Case Law – Midland Funding v Brent – Robosigning

If you are involved with Midland, please read this Opinion from Midland Funding v Brent. Ivan Jimenez, one of Midland’s ten “specialists” in the [...]

CreditRage -6- Admitting The Debt

All, One of the worst things you can do when facing a debt collector is admitting the debt. You could blunder and do this many ways. Besides the obvious, [...]

Question about NCO and debt validation

I received the following question from an email from Toni: I received response from NCO for validation. They sent a response letter stating all collection [...]

CreditRage -1- Introduction and Order to Show Cause

This is the initial CreditRage episode #1 that I have been holding back on you. If you listen to it, you will discover the two reasons that I didn't post it [...]

What is CreditRage?

CreditRage is a podcast that is recorded a few times a week in a car. The podcast is usually a short chat about a topic related to consumer credit. Boiler [...]