Lawsuit

Represent yourself in Court – Pro Se – eBook

All, I found an interesting free book on representing yourself in court. You can do it. It may be more nerve racking to have a liar working for you. Sorry for [...]

Email Question about Phone Calls and Credit Reports

Another question from Ryan. Keep them coming! Hi Boiler, I found your site while searching for some help and also some complaints on Carson Smithfield. I had a [...]

Credit Reporting Agency Removed Account – Email Question

Here is a question I received in email: Boiler, I used your dispute letter and disputed my American Express account which is 2 years delinquent. I received a [...]

Medical Bills and the FDCPA, FCRA, and TCPA

All, Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws [...]

Help Needed – Top Ten Dirt Bag Debt Collectors List

All, I am going to make a "Top Ten Dirt Bag Debt Collectors List" in the coming weeks and I need your help. Please submit your nominees in the comment [...]

It's Getting Hard To Tell Who the Criminals Are!

All, I saw this article and found it shocking. District Attorneys (DAs) are letting collection agencies use the DA's letterhead to collect on alleged [...]

Prioritizing your Collection Issues- Statute of Limitations

All, As you know if you have been paying attention, I settled two lawsuits last week. This week I withdrew one. The two I settled were FDCPA and FCRA [...]

Another settlement check arived last night….

I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors! This cant keep up as [...]

FCRA Violation – Re-Aging and Zombie Debts

All, I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt. First, re-aging is when the date of last activity or delinquency gets [...]

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]