dunning letter

Question from the Question Guy – Collection Letters From Third Party

I encourage questions and email. At the current time, I answer all questions and email. My ability to reply may change in the future with demands on my time [...]

Question from Tim in Georgia

Here is an email from Tim, An attorney sent me a dunning letter stating they represent the original creditor - Chase Bank credit card. Chase states on my [...]

CreditRage -24- How to Stop Collection Agencies

account-statements-fdcpa-collectors
All, I often get asked what to do to stop collection agencies. While that is not a question you can answer with a simple answer, on this podcast, I try [...]

Bill To Amend FDCPA Introduced – HR 6707

North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]

Is a Debt Collector Collecting on a Dead Sposes Debt Subject to the FDCPA?

I read an interesting case on Plaintiff Jane Kinkade. Her  husband had passed away and a debt collector went after her for a debt of her deceased husband. [...]

Blog Question About Collecting on the Same Chase Debt Twice

Here's a question from Sue: I received a letter from Palisades Collection telling me I owe 7,140.49 I went through a Debt company back in 2007 and I paid my [...]

Medical Bills and the FDCPA, FCRA, and TCPA

All, Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws [...]