Month: December 2012
How Do You Opt Out of Credit Offers?
All,
There are two types of inquiries on your credit reports.
The first type is a type of credit pull that affects your credit score. This is commonly called [...]
Book Review – F The Banks by Judson E Crump
I read a hell of a lot of books. I read only non-fiction and classics. Mostly books related to debt collection and finance are what I seek.
In case you [...]
CreditRage -7- The Ethics of Not Paying Collectors
Ragers,
What are the ethics of not paying your bills? When the banks cant pay their bills they get a bailout, right?
Listen to this podcast to hear my [...]
Case Law – Midland Funding v Brent – Robosigning
If you are involved with Midland, please read this Opinion from Midland Funding v Brent.
Ivan Jimenez, one of Midland’s ten “specialists” in the [...]
CreditRage -6- Admitting The Debt
All,
One of the worst things you can do when facing a debt collector is admitting the debt. You could blunder and do this many ways.
Besides the obvious, [...]
Case Law – Brim v. Midland Credit Management, Inc
Brim v. Midland Credit Management, Inc., 795 F. Supp.2d 1255 (2011)
Jury verdict awarding plaintiff $100,000.00 in compensatory damages and $632,180.00 in [...]
Question about NCO and debt validation
I received the following question from an email from Toni:
I received response from NCO for validation. They sent a response letter stating all collection [...]
CreditRage -1- Introduction and Order to Show Cause
This is the initial CreditRage episode #1 that I have been holding back on you. If you listen to it, you will discover the two reasons that I didn't post it [...]
What is CreditRage?
CreditRage is a podcast that is recorded a few times a week in a car. The podcast is usually a short chat about a topic related to consumer credit. Boiler [...]
CreditRage -5- STIPULATION OF DISMISSAL WITH PREJUDICE
CreditRage -5- STIPULATION OF DISMISSAL WITH PREJUDICE
This episode discusses how to finish a case after the settlement has been completed.
Discussed is [...]