All,
I am going to make a “Top Ten Dirt Bag Debt Collectors List” in the coming weeks and I need your help.
Please submit your nominees in the comment section of this article. Keep in mind that the nominees should be dirt bags that harass you and break laws such as the FDCPA and FCRA.
Here is my short list of dirt bag SHAME:
Palisades
Carson Smithfield
LVNV
Brachfeld Law Group
Machol & Johannes, LLC
I could probably go on, but will give you guys a chance!
Please post your nominations!
Fight the good fight, Boiler
01). Midland- is the worst, they have never in ten years been able to validate the debt they claim to own.
02). National Credit Systems- They are the worst at verbally harassing their clients.
03). National Credit Solutions Oklahoma City. They collect for an corrupt Music company and none of the debts are valid.
04). Credit Collection Services- They call your work and try to talk to HR, Clearly a FDCPA violation.
05). I. C. Systems- Mostly collect medical collections where its not imposable for them to own the debt.
That the top 5 and will ask my research and processing department and get back to you with another 5 scum bag debt collection companies.
Thanks, Brad Boruk
Brad,
Thanks for the list. Please let me know what your research and processing department might have to add.
I am thinking about posting a small article on each scum bag debt collector. You know I love to research…
I am concerned a bit about my non-disclosure agreements I have signed with a couple of these collectors. I sure would like to encourage people to sue these guys as some of them have sent me checks that have cleared.
Fight the good fight, Boiler
Midland Funding (aka Midland Credit Mgmt and other names) and NCO both should qualify for this list.
Ron,
Throw in LVNV and you might have the top 3!
Thanks for your input! Boiler
I second the Brachfeld Law Group. They call my cell almost every day. That will be a nice chunk of change for a TCPA violation.
Also,
2. MCM – San Diego – low lifes
3. West Asset Management – St. Louis – Heartless Bastards
4. Professional Finance Company – Greeley Co – Medical collectors from Boiler’s home state!
5. NCO – Horse Shit, Pa. – perhaps the worst of the worst
6. Midland Funding – San Diego – There cant be an earthquake soon enough that slides them into the Pacific!
I was joking with all of my snide comments about these collectors. I am sure they are all wonderful people who give back to their communities.
Thank you, Billy Ray
Billy Ray,
Thanks for your list. I have my eye on a few of these collectors to sue myself.
If these collectors were real people out adding value to our communities I probably would not have approved your comments.
Because they are Dirt Bags, they deserve every disparaging comment.
Fight the good fight, Boiler
I would second Carson Smith Feld
Carson SmithFeld = Dirt Bags
Thanks. Big Greif
Big,
They are in! They are one of my least favorite collectors.
If they quit calling me, I might think the phone isn’t working…
Thanks! Boiler
Why only ten? There is a whole country of these dirt bags out to get us! Here is my list.
1. Fred Hanna – Marietta, Georgia
2. NCO Financial Systems – Horsham, Pennsylvania
3. Unifund – Cincinnati, Ohio
4. Meridian Management – Ponte Vedra, FL
5. Mann-Bracken – Formerly Wolpoff & Abramson – Rockville, MD
6. Midland Credit Management – San Diego, CA
7. Collect America – Denver, CO
8. LVNV Funding – Greenville, South Carolina
9. Coastal Asset – AKA Shekinah – Huntington Beach, CA
10. Asset Acceptance Corporation – Warren, Michigan
Awesome list. Thanks. Check back to see the final list! Boiler
As depressing as it is,here is my short list:
Academy Collections
Account Solutions Group
Advanced Credit Collections
Advanced Credit Recoveries
Anderson Financial Network, Inc.
AIS Services, LLC
Alegis Group, LP/Sherman Financial Group aka LVNV Funding, LLC
All American Financial Associates
Allen, Lewis & Associates, Inc
Alliance One, Inc
Allied Collection Service
Allied Interstate, Inc.
Allstate Financial Services dba Allstate Adjustment Bureau
Aman Collection Service
American Acceptance
American Coradius, Inc.
American Credit Collections, LLC,
American Debt Services
American Legal Recovery
American Payment Systems
Ameriquest Recovery Services
AM Mortgage Brokers
AMO Recoveries
Anchor Receivables Management
Anderson Crenshaw & Associates
Apothaker & Associates, LLC
Ariel Financial Services
Arrow Financial Services
Ascent Card Services, LLC
Asta Funding
Asset Acceptance Corp.
Atlantic Credit & Finance
Aurora, Gold & Associates, LLC
A X I A N T
Baker, Lawrence, Attorney
Bamford, Thomas K./Elder, Timothy L.
Barnes, Curtis, O. Con-America
Bass and Associates
Baumann Law Firm
Bay Area Credit Service
Bennett & DeLoney, PC.
Blatt, Hasenmiller, Leibsker & Moore
Bluebonnet Financial
Boivin, Lawrence R., Lawyer
Booth and Associates
Booska, Steven A.
Brachfeld & Associates, P.C.
Brady and Caruso
Bronson & Migliaccio, LLP
Buffaloe & Associates, Lawyers
Burak, Donald S. Attorney
The Bureaus, Inc.
Burgess, Douglas R. CLOSED
Burke, Edward T. & Assoc, P.C.
Brumbaugh & Quandahl
CACV aka CACH, LLC
C. Barry & Associates, LLC
Caferella, Jason J., Attorney
California Financial Credit Association
Cambece, James A. aka/Tough Tony
Cambridge, Huxley, and Associates
Capital Management Services
Capital Recovery Services Group
Cavalry Portfolio Services, LLC
Check and Merchant Services
Civil Claims Asset Investigative Services
Claims & Warrants
Clark, Richard
Client Services, Inc.
Cobra Collection Agency
Consolidebt
CMC Recovery Services, Inc.
CNE Associates, LLC
Cohen & Slamowitz, LLP
Collect America, CACV aka CACH, LLC
Collect Corp Inc
Collectech Systems, Inc.
Collins Law Office
Colonial Credit Corp
Commonwealth Financial Systems
Consumer Credit Association
Consumer Recovery Associates
Convergys
Coastal Asset Management
CPS Investigations
Credit One, LLC
Credit Services, FAIC
Credit Systems International
Credit Recovery Corp.
Creditors Financial Group
Creditors Interchange Rcvble Mgmt, LLC
CRS Capital Recovery Services
CSGA. LLC
Daniels & Norelli, P.C.
DeJana, Richard
Delta Group aka Joseph, Ortiz & Epstein, LLC
DeLoney Law Group, PLLC
Dendy, Michael D.
DMG Consulting
Eastern Asset Management, LLC
Elder, Timothy L./Barnford, Thomas K
Elite Recovery Services, Inc. CLOSED
Ellis Crosby and Associates
Empire Recovery Group
Encore Capital Group
Encore Receivable Management
Endeavor Financial Partners, LLC
ER Solutions
Eskanos & Adler, PC
Estate Recoveries
Ethical Asset Management, LLC
Falzone Law Associates
Financial Credit Services
FBCS Federal Bond & Collection Service
Federal Credit Recovery/FCR Offices
First Financial Asset Management
First Revenue Assurance
First Resolution Investment
Firstsource Solutions, LLC
FNBM, LLC
Fortis Financial Group
Genesis Financial Corp.
GC Services
Gemini Recoveries, Inc.
Genesee Valley Associates (GVA)
Global Acceptance Credit Company (GACC)
Global Vantedge
Goggins & Lavintman, PA
Graham Noble and Associates
Great Seneca Financial Corp.
Greenberg, Grant & Richards, Inc.
Greenman and Donahue, Inc.
Greystone Alliance LLC
Gurstel, Staloch & Cargo
Hanna, Frederick J. & Assoc.
Harris & Dial, PC
Hollander Law Offices
Hosto and Buchan
Houston Funding Corp.
HOV Financial
Hudson & Keyse, LLC
Hull & Associates, P.C.
Integrity Resolution Group, LLC
Javitch, Block & Rathbone LLP
Jefferson Capital Systems
Joseph, Ortiz & Epstein, LLC aka Delta Group
Kay, Mitchell N., P.C.
Kingman, Cole & Associates
Landis, Thomas
Lang, Richert & Patch
LDG Financial ServicesII, LLC
Leading Edge Recovery Solutions
Leasecomm Corporation
Legal Recovery Services, Inc.
Linebarger, Goggan, Blair & Sampson, LLP
Love, Beal & Nixon, PC
Lowery, Scott P., P.C. aka CACH, LLC
LP Investments, Inc
LTD Financial Services, L.P.
LVNV Funding, LLC
Mann-Bracken, LLC
Marauder Corporation
Marshall & Ziolkowski
Mel S. Harris & Associates
Mercantile Adjustment Bureau
Merchant’s Credit Guide Co.
Meridian Management Solutions
Messerli & Kramer
Midland Credit Management, Inc.
Midpoint Resolution Group
Minority Legal Network
Moore, Gerald E. & Associates
MRS Associates, Inc.
Myers & Porter, Attorneys
National Action Financial Services, Inc.
National Asset Management
National Credit Adjusters
National Enterprise Systems
National Financial Systems
Nations Recovery Center, Inc
Nationwide Capital Recovery
Nationwide Credit, Inc.
NCO Financial Systems
Neuheisel Law Firm, PC
New Horizon Credit, Inc.
North American Asset Investigation Bureau, LLC (NAAIB)
North Star Capital Acquisitions, LLC
Northstar Location Services, LLC
Northeast Credit & Collections
Nu Island Partners, LLC
O’Neill Management, Inc. Investigators
Ozark Capital Corporation
OSI/Outsourcing Solutions
Palisades Collections, LLC
Peak Financial Services, LLC
Pennisi, Daniels & Norelli
Performance Capital Management
Platinum Capital
Phillips & Burns, LLC
Phillips & Cohen Associates, Ltd.
Pinnacle Financial Group
Plaza Associates
Portfolio Exchange
Portfolio Management of Amherst, LLC.
Portfolio Recovery Associates, LLC
Preferred Platinum Plan
Prime Asset Recovery, Inc.
Pro Collect, Inc.
Pressler and Pressler
Quadrant Group LLC
QAR, LLC
Ranieri, Christopher, Law Office of
Rannefeld, Blue W. Attorney
RCS Centre Corp
Redline Recovery Services, LLC.
Red Rock Lake Financial
Regent & Associates, P.C.
Resurgence Financial, LLC
Resurgent Capital Services/Sherman
Reynolds & Jacobson
Riddle & Associates
Riverwalk Holdings, LTD
RJM Acquisitions, LLC
Roach, Larry, Law Offices of
Rosenthal & Colby, Inc.
Ross and Newman
SC Associates
Scherr, Harold E. , Attorney
Scott, Michael J., PC
Shekinah, Inc.
Sherman Financial Group/Alegis (SDB)
State Predisposition Office
Streeter, Sam W., Lawyer
Superior Asset Management
Taylor, Jay A. P.C. Attorney
Titan Recovery Group, LLC
Trak America Enterprises, LLC
Trauner, Cohen & Thomas
Triadvantage Credit Services
Tri-Financial, LLC
TrueLogic Financial Corp.
Tyler and Morgan Acquisitions, Inc.
Unifund Group Corp.
United Abstract Group, Inc.
United Debt Solutions
United Legal Corporation
United Recovery Systems
US Audit Control
Van Ru Credit Corp
Varde
Vasques, Louis, Law Office of
Vision Credit Solutions, LLC
Weinberg, Stanley & Associates
Weltman, Weinberg & Reis
West Asset Management Inc.
Western Capital – SLC, Utah
Winn and Sims, P.C
Wolpoff & Abramson
Worldwide Asset Purchasing, LLC
Worldzen Collections and Recovery LLC
Zenith Acquisition Corp.
Zwicker & Associates, P.C.
S. Hospitality,
This is a top ten list, not a top 1000! Thanks for the list. Your list shows just how many of these dirtbags are out there.
If we had a prize for the longest blog post, you would win it!
I hope you dont have personal experience with each dirtbag!
Fight the good fight! Boiler
I plan on posting each of my top ten in a separate post starting with number ten. I will likely post #10 this week. My list is going to be highly objective.
Maybe if some of you dead beats started paying your bills you wouldn’t get called. Wy do you all have 6 creditors calling you. Be responsible pay your bills and the calls stop. If someone owed you money I am sure you would be trying to collect it.
Brian,
You comment comes off as arrogant and uneducated. I am sure you are a clever and delightful person, so I will not take your comment personally.
If you listen and read what is presented here, you would know that we never argue the debt. We only hold debt collectors accountable to the law. The collectors almost always break federal laws. When they do we exercise our rights. Is it wrong to exercise your rights? My opinion is we should protect our rights.
Best wishes, Boiler
Hi Brian,
I don’t like being referred to as a deadbeat. Just because someone visits or posts something on this site doesn’t mean they’re deadbeats. You won’t find one derogatory item on my credit file. How many do you have, Brian?
Brian is probably one of the hated collection people who call and harass everyone thats why he comes across as a dirtbag –HE IS ONE!
I bet you are right. They are all dirtbags that make money from lying and extortion.
Fight the Essential Fight, Boiler
1) Midland—Called me over 90 time in one month
2) Cambridge Capital–They wont give you an address to sent certified mail to—the address is a UPS store so the UPS store employee signs for it so they get to claim they didnt get it.
I wish Midland had called me 90 times on my cell phone. I would sue them for TCPA violations. It is big money.
In case you don’t know, TCPA violations are $500 for the first call and $1500 for every subsequent call. In your case $134,000.
I realize you will never get all of that in a lawsuit, but I bet you could get at least $20,000.
If they were calling your cell phone, please study the TCPA and go after these dirtbags. You could use an extra $20,000, couldn’t you?
I have sued Midland in the past. I can’t say what happened because I signed a confidentiality agreement when they sent me a check.
Let me know what I can do to help you. I would love to talk to you on the phone.
Boiler
boiler@NotLegalAdvice.org
I get scam calls from time to time. But the one that I absolutely hate is Green Tree. They call me 2-3 times per day on my home phone and on my cell phone. They called me at work and I told them to not call me at work again. So far they haven’t called me at work again, but the calls on my home and cell phones are highly annoying. They seem to have multiple numbers and are very persistent. The message always starts as follows: This is Stephanie from Green Tree. She leaves a number, but they are different. How do I get her to stop calling me? GREEN TREE IS DEFINITELY NUMBER 1 ON MY LIST!!!!!!!!!!!!!!!!!!!!!!
Jackie,
This makes me laugh…. Even the great Boiler gets mindless phone calls and texts!
Here is my opinion:
I think their are two paths to resolve this and likely get a check:
First approach is to send them a cease and desist. If they continue after receipt of this, file a well researched case in small claims or county court based on harassment as the main cause of action. This type of case seems difficult and I hate county and state courts as they are seemingly based on money and not justice. Local courts are rigged and you are at the judge’s whim. Truthfully, I have never done this.
The next approach would be to send them a Notice of Intent to Sue. This will likely stop the calls. If it stops the calls, you can decide to sue them or not in Federal Court. I would because I like to get checks.
I had a similar issue months ago with a survey company that kept calling me on my cell. I sent them two notices of Intent to Sue and they stopped calling. I sent them a copy of the lawsuit prior to filing it. They called me with checkbook in hand. I cant tell you how much I settled for due to the agreement, but I can tell you that I have a new 65″ TV and and a new laptop… and I took my wife out to an exclusive restaurant in Denver. Everyone in the Boiler household was happy that the survey company kept calling me.
Now there is a hamburger chain that keeps texting me about their specials. I haven’t contacted them yet as they run up their tab. Anyhow I can’t wait to get started on them.
If you would like to file a federal TCPA case I would be willing to help. I can send you the lawsuit I used against the survey company and you can use it as a template. Email me if that interests you.
Fight your good fight,
Boiler
I’m sorry to be digging up an old thread, but I want to point out that some of the “deadbeats” who get constant harassment are getting harassed over debts incurred by the ex after the divorce. I’ve been accused of secretly having my ex living with me and lying about it. (We live in different states, and I have no desire to contract whatever social diseases the ex has picked up.) You don’t have to have debts to get put on sucker lists.