This is an introduction to the FDCPA – The Fair Debt Collections Practices Act.
The Fair Debt Collections Practices act is a Federal Law that regulates collectors’ behavior. Lawsuits based on violations of the FDCPA are centered around the collectors’ behavior and not the debt.
Also a reminder, send all of your correspondence to the collection agencies, lawyers or credit reporting agencies via certified mail.
Please post any questions to this blog or call me.
Thanks, Boiler
Yet another great podcast, and the tip about certified mail is important, so many times people just mail it to save money, but without proof of delivery it could end up costing you more!
Jamie,
You are correct about the importance of using certified mail. I tried to stress it enough in this podcast, but not overdue it.
Thanks for your feedback, Boiler