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How Do You Opt Out of Credit Offers?

All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]

Book Review – F The Banks by Judson E Crump

I read a hell of a lot of books. I read only non-fiction and classics. Mostly books related to debt collection and finance are what I seek. In case you [...]

Credit Rage -2- Simple Inquiry on Credit Report

FDCPA-FCRA-TCPA
This is CreditRage #2. It is about inquiries on my credit report and how I handle them. I found Focus Receivables Management, LLC on my credit report. I [...]

Consumer Disputing Debt Listed on Credit Report

Here is a question that was emailed to me by Steve in Cali: I viewed my my credit report online. The original creditor (under negative accounts) has "consumer [...]