Not Legal Advice

Another Pro Se Litigant Guide

  January 14, 2013
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I always try to post these when I find them. Here is another Pro Se Litigant Guide. Fight the essential fight, [...]

Collection Agency Worker Charged with Identity Theft

  January 11, 2013
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Two people were charged in a scheme to steal identities of consumers. One person, Deatrice Smith Williams, was the employee of the agency and the other was [...]

American Express, Discover, Citigroup accused of collusion in New York

  January 10, 2013
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American Express Co, Discover Financial Services and Citigroup Inc face the allegations in two antitrust lawsuits filed by customers who had to sign [...]

Science of Courtroom Persuasion

  January 8, 2013
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I ran across some videos on courtroom persuasion. It is about the psychology of persuasion. Check out the article and videos here: Fight the Essential Fight, [...]

Ten banks settle foreclosure charges for $8.5 billion

  January 7, 2013
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I do not generally talk about foreclosure issues and news. This story was too good not to mention. 8.5 Billion bucks for robosigning! As you may know, [...]

Document – Federal Court Civil Complaint Flow Chart

  January 7, 2013
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Here is a document that I hope will clarify the Federal Civil Lawsuit Process. This is a simplified flow chart that shows the process that Federal Court [...]

Bill To Amend FDCPA Introduced – HR 6707

  January 4, 2013
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North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]

DOJ Reaches Settlement with Law Firm Over Fraudulent Debt Collection Practices

  January 3, 2013
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There are more laws than just the FDCPA, FCRA and TCPA that debt collectors routinely violate. Of course most sates have similar laws that the collectors [...]

Does Case Law Scare You If It Is Not In Your Favor?

  January 2, 2013
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I read a lot of cases. I read almost every one I see. There are cases that go for and against the consumer. There is often case law on the exact same legal [...]

How Do You Opt Out of Credit Offers?

  December 31, 2012
  2 Comments
All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]