Collection letter

Is a Debt Collector Collecting on a Dead Sposes Debt Subject to the FDCPA?

I read an interesting case on Plaintiff Jane Kinkade. Her  husband had passed away and a debt collector went after her for a debt of her deceased husband. [...]

Dirtbag Debt Collector #9 – Palisades

Dirtbag debt collector#9 on my list is Palisades Collection. They get the honor for being dirtbags that constantly call and harass people. There are numerous [...]

Webrecon is Tracking People Who Sue Collectors: Plus Statistics from Them

WebRecon LLC helps collection agencies segregate debtors with a history of filing suit under FDCPA, FCRA & TCPA. Yes, they are a CRA that tracks people [...]

Social Security Benefits Are Not Disposable Income

All, If you are afraid of getting your social security benefits garnished, there is some news coming out of Fifth and Tenth Circuit Court of Appeals that will [...]

Defending Junk Debt Buyers Lawsuits

All, I ran across this article that does a great job of explaining why you do not owe a debt collector money. It explains the whole scam in pretty good detail [...]

Blog Question About Collecting on the Same Chase Debt Twice

Here's a question from Sue: I received a letter from Palisades Collection telling me I owe 7,140.49 I went through a Debt company back in 2007 and I paid my [...]

Email Question about Phone Calls and Credit Reports

Another question from Ryan. Keep them coming! Hi Boiler, I found your site while searching for some help and also some complaints on Carson Smithfield. I had a [...]

Medical Bills and the FDCPA, FCRA, and TCPA

All, Medical debt is handled in a similar fashion to credit card debt. The FDCPA, FCRA, and TCPA do not apply to the hospital or medical provider; these laws [...]

Help Needed – Top Ten Dirt Bag Debt Collectors List

All, I am going to make a "Top Ten Dirt Bag Debt Collectors List" in the coming weeks and I need your help. Please submit your nominees in the comment [...]

It's Getting Hard To Tell Who the Criminals Are!

All, I saw this article and found it shocking. District Attorneys (DAs) are letting collection agencies use the DA's letterhead to collect on alleged [...]