dirt bags

Dirt bag Debt Collector #8 – Credit Collection Services

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Number 8 on our top ten dirt bag collection agencies is Credit Collection Services! Credit Collection services earns this distinction by collecting on [...]

Dirtbag Debt Collector #2 – NCO

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NCO is a dirt bag debt collector our of Pennsylvania. NCO is particularly fond of putting information on your credit report without verifying the information. [...]

Dirtbag Debt Collector #3 & 4 – Midland Funding & Credit Management

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You may as well throw in Encore Capital too. While your at it add in these sister companies: Midland Credit Management, Inc. MRC Receivables [...]

NCO Addresses, Emails and Phone Numbers

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I came across addresses of NCO "people" that might interest you. These are from litigious consumer, who I personally don't think I know. Anyhow, here they [...]

Elements of a FDCPA Case

To have a FDCPA case, you have to have the essential "elements" or your case can, and should, be tossed out. Keep this in mind when evaluating your case. Also, [...]

Use of Affidavits by Debt Collectors – The Big Bluff

All, Talking to people about standing up to debt collectors is a hard sell. Most people are too afraid of the court systems and lawyers to stand up for [...]

CreditRage Uncut 5 What to do if you are sued by a debt collector

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Here are my thoughts on what you should do if you are sued by a debt collector. https://www.youtube.com/watch?v=fUXnw6Xmajs I will post a sample answer [...]

Sample Answer to a Credit Card Lawsuit

All, Here is my answer to credit card lawsuits.  sample answer The first section that most people would call the header is called the styling. This section [...]

What to Do if You Get a Collection Letter – CreditRage Uncut 6

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All, Here is my introduction on what to do if you get a collection letter. Do not throw the letter away. It is important that you respond. The essential [...]

Can Lawyers Testify in Court? CreditRage Uncut 7 – Trinsey v Pagliaro

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Debt Collectors and Lawyers pull a lot of dirty tricks on consumers. One common trick to play on a consumer is to actually testify in court. Lawyers are either [...]