dirt bags

Collectors Using Affadavits – CreditRage Uncut 9

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It is common for debt collectors to use affidavits when they are suing you or being sued by you. They can seem like a trump card when the debt collectors play [...]

Supreme Court Chimes in on Your Right To Travel

All, As you know that collection issues, credit issues and driving issues are dear to my heart. I received a document on your right to travel. As you may [...]

CreditRage -28- Steve's Story Continued – Summons

All, This is the continuation of Steve's story involving Farrell & Seldin and Midland Funding. As it turns out, Steve decided not to fight the case and [...]

CreditRage -27- Steve vs. Farrell & Seldin with Midland

All, Here is Steve's story with Farrell & Seldin. I constantly mispronounce Seldin's name during this podcast. That is not out of disrespect. It is out [...]

CreditRage -25- Judgement Proof

This is a super brief podcast about being judgement proof. What does that mean? When should you consider this into your situation? The term judgement proof [...]

CreditRage -24- How to Stop Collection Agencies

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All, I often get asked what to do to stop collection agencies. While that is not a question you can answer with a simple answer, on this podcast, I try [...]

Case Law: Palmer v. Hoffman: hearsay exception for business records

Similar to the LVNV case from yesterday's post, here is the case that was used by Mastaw. This is a Supreme Court ruling. In summary: "In short, it is [...]

CreditRage -12- The Pros and Cons of Hiring a FDCPA Lawyer

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All, In this episode of CreditRage I discuss my thoughts on hiring a FDCPA lawyer. As you can tell, I am generally anti-lawyer. Also, I have done some [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

CreditRage -11- Are we embellishing our results?

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There is a lot of collection industry chatter about Pro Se lawsuits involving consumer law. There seems to be a industry line that settlements are much [...]