DIY

Podcast – Advantage of Being the Plaintiff

All, Here is a quick podcast on the advantage of being the Pro Se plaintiff. When you are a defendant, you are at a distinct disadvantage. Listen to hear my [...]

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]

Validation of debt is Important

All, There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA. When you ask for verification of [...]

Interesting Article from the Mainstream Press

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of [...]

Name That Violation! – Call from a Collector

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use [...]

How to Ask a Question – New Phone Number

If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call [...]

Pro Se with out Money? Go IN FORMA PAUPERIS….

Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly. If you truly can not afford to file your [...]

Pro Se Ideas- Use Pacer and Other Online Resources

I wanted to tell you that there are resources for representing yourself in court. There are lots of resources! When you represent yourself in court, you are [...]

Colorado Theater Shooting and Credit Discussion

It was hard not to start out talking about the 12 people that were killed in the theater in Aurora Thursday. Especially since this podcast originates about 15 [...]

TransUnion Update

If you think credit reporting is fair in this country, here is some information that I hope will make you rethink your opinion. Goldman Sachs, the bank,  [...]