FDCPA

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]

Interesting Article from the Mainstream Press

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of [...]

Name That Violation! – Call from a Collector

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use [...]

Prior Litigation May Bar an FDCPA violation – Res Judicata

I answered a comment earlier about suing for the FDCPA while you are in state or local court. When I answered I was not at home and couldn't remember the term [...]

Recording phone calls from collectors

Many times a collector will call you and break the law. I wanted to share with you my methods of recording phone calls. The first issue to consider is that [...]

How to Ask a Question – New Phone Number

If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message. My phone number is 206-426-5079. Call [...]

Pro Se with out Money? Go IN FORMA PAUPERIS….

Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly. If you truly can not afford to file your [...]

Pro Se Ideas- Use Pacer and Other Online Resources

I wanted to tell you that there are resources for representing yourself in court. There are lots of resources! When you represent yourself in court, you are [...]

Colorado Theater Shooting and Credit Discussion

It was hard not to start out talking about the 12 people that were killed in the theater in Aurora Thursday. Especially since this podcast originates about 15 [...]

News – Credit Bureaus to get federal oversight for first time by CFPB

United States Consumer Financial Protection Bureau (CFPB) has announced today (7/16/12) that it is beginning oversight of credit bureaus. As you may or may not [...]