federal complaint

Dirtbag Debt Collector #2 – NCO

collection-laws-fdcpa-fcra-tcpa
NCO is a dirt bag debt collector our of Pennsylvania. NCO is particularly fond of putting information on your credit report without verifying the information. [...]

Dirtbag Debt Collector #3 & 4 – Midland Funding & Credit Management

collection-laws-fdcpa-fcra-tcpa
You may as well throw in Encore Capital too. While your at it add in these sister companies: Midland Credit Management, Inc. MRC Receivables [...]

NCO Addresses, Emails and Phone Numbers

collection-laws-fdcpa-fcra-tcpa
I came across addresses of NCO "people" that might interest you. These are from litigious consumer, who I personally don't think I know. Anyhow, here they [...]

How to Find the Registered Agent and Process Server – Pro Se Video

Case-law-settlement-fdcpa
All, This is a short video on how to find a registered agent for the defendant in your lawsuit. After you file the your lawsuit you will need to have a copy [...]

Email Question: Is a 12(b)(6) filed because my case is weak? FDCPA FCRA

Question from South Side of Chicago: Is the defendants filing of a 12(b)(6) a result of my FDCPA/FCRA complaint being weak? Answer: No. The Federal [...]

CreditRage -33- The Chain Won’t Break Itself

Hi! Welcome to CreditRage 33. In this episode I will discuss: Settlements Thoughts on Federal FDCPA and FCRA suits Methodologies for fighting debt [...]

Elements of a FDCPA Case

To have a FDCPA case, you have to have the essential "elements" or your case can, and should, be tossed out. Keep this in mind when evaluating your case. Also, [...]

Use of Affidavits by Debt Collectors – The Big Bluff

All, Talking to people about standing up to debt collectors is a hard sell. Most people are too afraid of the court systems and lawyers to stand up for [...]

CreditRage Uncut – 2 – Introduction to the FDCPA, FCRA, and TCPA

This is CreditRage Uncut 2. The first CreditRage Uncut has not been made yet and it will be an [...]

CreditRage Uncut 3 FDCPA and State Laws

Don't-Be-Afraid-of-debt-collectors
Here are my thoughts on the FDCPA and your state version of the FDCP. https://www.youtube.com/watch?v=c5sVAelqkS8 Some state versions of the FDCPA state [...]