American Express Co, Discover Financial Services and Citigroup Inc face the allegations in two antitrust lawsuits filed by customers who had to sign [...]
I ran across some videos on courtroom persuasion. It is about the psychology of persuasion. Check out the article and videos here:
Fight the Essential Fight, [...]
I do not generally talk about foreclosure issues and news. This story was too good not to mention. 8.5 Billion bucks for robosigning!
As you may know, [...]
Here is a document that I hope will clarify the Federal Civil Lawsuit Process.
This is a simplified flow chart that shows the process that Federal Court [...]
North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]
There are more laws than just the FDCPA, FCRA and TCPA that debt collectors routinely violate. Of course most sates have similar laws that the collectors [...]
I read a lot of cases. I read almost every one I see.
There are cases that go for and against the consumer. There is often case law on the exact same legal [...]
All,
There are two types of inquiries on your credit reports.
The first type is a type of credit pull that affects your credit score. This is commonly called [...]
All,
One of the worst things you can do when facing a debt collector is admitting the debt. You could blunder and do this many ways.
Besides the obvious, [...]
I received the following question from an email from Toni:
I received response from NCO for validation. They sent a response letter stating all collection [...]