scum

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

Settlement Recieved! FIA Card Services

All, A quick note to mention that my wife received a settlement Saturday from FIA Card Services. They used to call themselves MBNA. As with most settlements, [...]

Midland Funding, Midland Credit Management, and Encore Capital Addresses for Legal Service

All, If you are about to engage Midland Funding and related companies in litigation you should check with your state's secretary of state for the registered [...]

There is going to be a drama TV series about Debt Collectors

From the "It was a slow day at NotLegalAdvice.org" file: If you haven't got enough of debt collectors calling you and sending you letters, you will soon be [...]

Ten banks settle foreclosure charges for $8.5 billion

I do not generally talk about foreclosure issues and news. This story was too good not to mention. 8.5 Billion bucks for robosigning! As you may know, [...]

Bill To Amend FDCPA Introduced – HR 6707

North Carolina Republican Walter Jones Jr. introduced a bill to the House of Representatives this past Holiday Season. It will likely be introduced to 113th [...]

DOJ Reaches Settlement with Law Firm Over Fraudulent Debt Collection Practices

There are more laws than just the FDCPA, FCRA and TCPA that debt collectors routinely violate. Of course most sates have similar laws that the collectors [...]

CreditRage -7- The Ethics of Not Paying Collectors

Ragers, What are the ethics of not paying your bills? When the banks cant pay their bills they get a bailout, right? Listen to this podcast to hear my [...]

CreditRage -1- Introduction and Order to Show Cause

This is the initial CreditRage episode #1 that I have been holding back on you. If you listen to it, you will discover the two reasons that I didn't post it [...]

Best Places to Work in Collections?

When I was growing up in the Midwest, I remember every year in grade school we would have to give a presentation on what we wanted to do when we grew up. This [...]