federal complaint
Name That Violation! – Call from a Collector – #2
Hello all,
I wanted to thank you for visiting my site. Yesterday I had a record number of visitors. I think this is do to many people coming back to read new [...]
Another settlement check arived last night….
I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors!
This cant keep up as [...]
FCRA Violation – Re-Aging and Zombie Debts
All,
I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt.
First, re-aging is when the date of last activity or delinquency gets [...]
Two Settlements from Debt Collectors
All,
Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA and accepted them.
The first settlement was against a large [...]
Interesting Article from the Mainstream Press
I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America.
I have been ware of [...]
Name That Violation! – Call from a Collector
I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more.
Debt Collectors use [...]
Prior Litigation May Bar an FDCPA violation – Res Judicata
I answered a comment earlier about suing for the FDCPA while you are in state or local court. When I answered I was not at home and couldn't remember the term [...]
Recording phone calls from collectors
Many times a collector will call you and break the law. I wanted to share with you my methods of recording phone calls.
The first issue to consider is that [...]
How to Ask a Question – New Phone Number
If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message.
My phone number is 206-426-5079. Call [...]