All,
I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages.
In general, I add everyone that is a lawyer, owner, manager of a company or law-firm. I also add the company and law-firm as well. Also parent companies.
For example, Midland funding is on my credit report. They never returned my letters or respond to my demands. I have never talked to anyone there. So I sued them and their parent companies:
Midland Funding, Midland Credit Management and Encore are all defendants.
Lets take another example. I received collection letters from an agency in California. Lets call them Smith and Jones. When I sent them a debt validation letter, their corporate attorney responded with the normal nonsense that lawyers are known to send. Who did I sue?
Smith and Jones law-firm, Smith individually, Jones individually and the nonsense lawyer.
Here is a great article about this from Temple Law Review
Fight the Essential Fight,
Boiler
@notlegaladvce If someone is suing under FDCPA-the stat of limitations is ONE YEAR-not the standard two years
Good Point Valerie!
This point you make about statute of limitations (SOL) is also key to prioritizing your issues. File your lawsuits that are closest to the SOL first!
Fight the essential fight, Boiler