Boiler

Prioritizing your Collection Issues- Statute of Limitations

All, As you know if you have been paying attention, I settled two lawsuits last week. This week I withdrew one. The two I settled were FDCPA and FCRA [...]

Name That Violation! – Call from a Collector – #2

Hello all, I wanted to thank you for visiting my site. Yesterday I had a record number of visitors. I think this is do to many people coming back to read new [...]

Another settlement check arived last night….

I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors! This cant keep up as [...]

FCRA Violation – Re-Aging and Zombie Debts

All, I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt. First, re-aging is when the date of last activity or delinquency gets [...]

Two Settlements from Debt Collectors

All, Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA  and accepted them. The first settlement was against a large [...]

Rant: Trigger Words

OK... I felt like letting loose another mild-mannered rant. If you don't know what I was talking about when I offhandedly mentioned Building 7, here is the [...]

Validation of debt is Important

All, There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA. When you ask for verification of [...]

Interesting Article from the Mainstream Press

I wanted to make you aware that the "Mainstream Media" is starting to open their eyes to the credit card collection problem in America. I have been ware of [...]

Name That Violation! – Call from a Collector

I may be the only person in America that loves to get collection letters and collection calls. It is a shame I don't get more. Debt Collectors use [...]

Prior Litigation May Bar an FDCPA violation – Res Judicata

I answered a comment earlier about suing for the FDCPA while you are in state or local court. When I answered I was not at home and couldn't remember the term [...]