Dispute Letter

Student Loan Help

As you know, if I am not an expert on some of the subjects I cover, I will let you know. For example, I do not help people in foreclosure. Here is another [...]

CreditRage Uncut 5 What to do if you are sued by a debt collector

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Here are my thoughts on what you should do if you are sued by a debt collector. https://www.youtube.com/watch?v=fUXnw6Xmajs I will post a sample answer [...]

What to Do if You Get a Collection Letter – CreditRage Uncut 6

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All, Here is my introduction on what to do if you get a collection letter. Do not throw the letter away. It is important that you respond. The essential [...]

Who has the Right to Pull your Credit?

Who has the Right to Pull your Credit? FCRA § 604 – 15 U.S.C. § 1681b(a)(3)(A) PERMISSIBLE PURPOSE… Who Has the Right to Pull Your [...]

Question from the Question Guy – Collection Letters From Third Party

I encourage questions and email. At the current time, I answer all questions and email. My ability to reply may change in the future with demands on my time [...]

Question from Tim in Georgia

Here is an email from Tim, An attorney sent me a dunning letter stating they represent the original creditor - Chase Bank credit card. Chase states on my [...]

CreditRage -26- Dispute the Debt & Conversation with Hispanic1

All, I wanted to post a podcast of my conversation with Hispanic1 from last week. She has some credit problems. When you have problems, the first thing [...]

CreditRage -25- Judgement Proof

This is a super brief podcast about being judgement proof. What does that mean? When should you consider this into your situation? The term judgement proof [...]

CreditRage -24- How to Stop Collection Agencies

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All, I often get asked what to do to stop collection agencies. While that is not a question you can answer with a simple answer, on this podcast, I try [...]

CreditRage – 15 – Know Your Local Rules

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All, I know you're not going to believe this, but I made a gaffe. A gaffe sounds better than a mistake, doesnt it? Anyhow, I read my local rules, but I [...]