Dispute Letter

Question about NCO and debt validation

I received the following question from an email from Toni: I received response from NCO for validation. They sent a response letter stating all collection [...]

Boiler's Conversation with Ryan

All, Here is a conversation with Ryan. These credit report issues are common, but not fun if they are happening to you. Please give Ryan and I a listen and [...]

Dirtbag Debt Collector #9 – Palisades

Dirtbag debt collector#9 on my list is Palisades Collection. They get the honor for being dirtbags that constantly call and harass people. There are numerous [...]

Webrecon is Tracking People Who Sue Collectors: Plus Statistics from Them

WebRecon LLC helps collection agencies segregate debtors with a history of filing suit under FDCPA, FCRA & TCPA. Yes, they are a CRA that tracks people [...]

The Golden Rule of Fighting Debt Collectors

All, In this podcast I discuss what I call the "Golden Rule of Fighting Debt Collectors". What to know what the rule is? Listen to the free podcast! I also [...]

Consumer Disputing Debt Listed on Credit Report

Here is a question that was emailed to me by Steve in Cali: I viewed my my credit report online. The original creditor (under negative accounts) has "consumer [...]

Blog Question About Collecting on the Same Chase Debt Twice

Here's a question from Sue: I received a letter from Palisades Collection telling me I owe 7,140.49 I went through a Debt company back in 2007 and I paid my [...]

Email Question about Phone Calls and Credit Reports

Another question from Ryan. Keep them coming! Hi Boiler, I found your site while searching for some help and also some complaints on Carson Smithfield. I had a [...]