FCRA
Credit Report Account Number Question from Email
Hi all, Here is a short question and answer I received in email over the weekend. I wanted to share it with you:
Boiler, I really appreciate all you do. On my [...]
Credit Reporting Agency Removed Account – Email Question
Here is a question I received in email:
Boiler,
I used your dispute letter and disputed my American Express account which is 2 years delinquent. I received a [...]
Help Needed – Top Ten Dirt Bag Debt Collectors List
All,
I am going to make a "Top Ten Dirt Bag Debt Collectors List" in the coming weeks and I need your help.
Please submit your nominees in the comment [...]
Another settlement check arived last night….
I received another $2350 settlement last night! I am just under $5000 for the week. I never tire of getting checks from debt collectors!
This cant keep up as [...]
FCRA Violation – Re-Aging and Zombie Debts
All,
I wanted to alert you to credit phenomenons called, "re-aging" and Zombie Debt.
First, re-aging is when the date of last activity or delinquency gets [...]
Two Settlements from Debt Collectors
All,
Since my last podcast, I have received two settlement offers related to the FDCPA and FCRA and accepted them.
The first settlement was against a large [...]
Validation of debt is Important
All,
There seems to be several misconceptions about verification and validation of debts when dealing with a FDCPA and FCRA.
When you ask for verification of [...]
How to Ask a Question – New Phone Number
If you have questions for me, I will do my best to answer them. The best way is to call me and leave a message.
My phone number is 206-426-5079. Call [...]
Pro Se with out Money? Go IN FORMA PAUPERIS….
Filing fees for federal lawsuits are $350. If you are going to file a few lawsuits, this will really add up quickly.
If you truly can not afford to file your [...]