credit report

Question about NCO and debt validation

I received the following question from an email from Toni: I received response from NCO for validation. They sent a response letter stating all collection [...]

Credit Rage -2- Simple Inquiry on Credit Report

FDCPA-FCRA-TCPA
This is CreditRage #2. It is about inquiries on my credit report and how I handle them. I found Focus Receivables Management, LLC on my credit report. I [...]

Boiler's Conversation with Ryan

All, Here is a conversation with Ryan. These credit report issues are common, but not fun if they are happening to you. Please give Ryan and I a listen and [...]

WebRecon Marketing Marterials – What They Think We Are Doing

All, Here is a WebRecon marketing brochure. It interesting me to see what they think we are doing. Also, check out the pricing! I think this is a pretty [...]

Dirtbag Debt Collector #9 – Palisades

Dirtbag debt collector#9 on my list is Palisades Collection. They get the honor for being dirtbags that constantly call and harass people. There are numerous [...]

Webrecon is Tracking People Who Sue Collectors: Plus Statistics from Them

WebRecon LLC helps collection agencies segregate debtors with a history of filing suit under FDCPA, FCRA & TCPA. Yes, they are a CRA that tracks people [...]

Consumer Disputing Debt Listed on Credit Report

Here is a question that was emailed to me by Steve in Cali: I viewed my my credit report online. The original creditor (under negative accounts) has "consumer [...]

Blog Question About Collecting on the Same Chase Debt Twice

Here's a question from Sue: I received a letter from Palisades Collection telling me I owe 7,140.49 I went through a Debt company back in 2007 and I paid my [...]

Credit Reporting Agency Removed Account – Email Question

Here is a question I received in email: Boiler, I used your dispute letter and disputed my American Express account which is 2 years delinquent. I received a [...]