credit report

CreditRage -26- Dispute the Debt & Conversation with Hispanic1

All, I wanted to post a podcast of my conversation with Hispanic1 from last week. She has some credit problems. When you have problems, the first thing [...]

CreditRage – 15 – Know Your Local Rules

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All, I know you're not going to believe this, but I made a gaffe. A gaffe sounds better than a mistake, doesnt it? Anyhow, I read my local rules, but I [...]

New WebRecon Data

WebRecon tracks litigation on consumer laws such as the FDCPA, FCRA, and TCPA. Here is the link to their latest data [...]

List of State Collection Laws

All, Here is a list of state collection laws including Puerto Rico and Washington D.C.. This is a great place to start to learn your state's laws. These laws [...]

Who can you add to a FDCPA lawsuit?

All, I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages. In [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

How Do You Opt Out of Credit Offers?

All, There are two types of inquiries on your credit reports. The first type is a type of credit pull that affects your credit score. This is commonly called [...]

Book Review – F The Banks by Judson E Crump

I read a hell of a lot of books. I read only non-fiction and classics. Mostly books related to debt collection and finance are what I seek. In case you [...]

Case Law – Brim v. Midland Credit Management, Inc

Brim v. Midland Credit Management, Inc., 795 F. Supp.2d 1255 (2011) Jury verdict awarding plaintiff $100,000.00 in compensatory damages and $632,180.00 in [...]