credit reporting agency
Question: Reporting on credit report a violation of FDCPA?
Here is a question I received last night:
Is reporting on my credit report by a collection agency considered collecting on a debt and a violation of the [...]
CreditRage -26- Dispute the Debt & Conversation with Hispanic1
All,
I wanted to post a podcast of my conversation with Hispanic1 from last week.
She has some credit problems. When you have problems, the first thing [...]
CreditRage -16- FDCPA and Social Media Thoughts
Hi All,
With the prevalence of social media, I thought I should share my thoughts with you. How does the FDCPA apply to social media such as Facebook, [...]
CreditRage – 15 – Know Your Local Rules
All,
I know you're not going to believe this, but I made a gaffe. A gaffe sounds better than a mistake, doesnt it?
Anyhow, I read my local rules, but I [...]
New WebRecon Data
WebRecon tracks litigation on consumer laws such as the FDCPA, FCRA, and TCPA. Here is the link to their latest data [...]
Thoughts on State Laws
In this episode of CreditRage, I openly think about state laws and interest rates. See yesterday's post for the links I discuss in this brief podcast.
I [...]
List of State Collection Laws
All,
Here is a list of state collection laws including Puerto Rico and Washington D.C.. This is a great place to start to learn your state's laws. These laws [...]
Who can you add to a FDCPA lawsuit?
All,
I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages.
In [...]
Inquiries Question from Shawn in Wyoming – Inquiries FCRA
He is a question that was emailed to me last night:
I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]
CreditRage -11- Are we embellishing our results?
There is a lot of collection industry chatter about Pro Se lawsuits involving consumer law. There seems to be a industry line that settlements are much [...]