Dirtbag

CreditRage -24- How to Stop Collection Agencies

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All, I often get asked what to do to stop collection agencies. While that is not a question you can answer with a simple answer, on this podcast, I try [...]

CreditRage -17- Evidence Against You

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All, First of all, I stutter in this podcast right out of the gate! It made me laugh while I was posting it, so I didn't edit it out. Anyhow... I wanted [...]

Case Law: Palmer v. Hoffman: hearsay exception for business records

Similar to the LVNV case from yesterday's post, here is the case that was used by Mastaw. This is a Supreme Court ruling. In summary: "In short, it is [...]

Case Law: LVNV FUNDING, LLC v. MASTAW: hearsay exception for business records

In dealing with business records being admitted as evidence, this case is a great read. See attached. lvnv-v-mastaw-tn-14-dec-2011 Here is the summary: This [...]

Who can you add to a FDCPA lawsuit?

All, I get many questions about who can be added to a FDCPA lawsuit. You will want to add as many as you can if you want to add to the statutory damages. In [...]

Inquiries Question from Shawn in Wyoming – Inquiries FCRA

He is a question that was emailed to me last night: I have several third party debt collectors and dirtbag attorneys who have made inquiries in some of my [...]

CreditRage -11- Are we embellishing our results?

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There is a lot of collection industry chatter about Pro Se lawsuits involving consumer law. There seems to be a industry line that settlements are much [...]

Settlement Recieved! FIA Card Services

All, A quick note to mention that my wife received a settlement Saturday from FIA Card Services. They used to call themselves MBNA. As with most settlements, [...]

There is going to be a drama TV series about Debt Collectors

From the "It was a slow day at NotLegalAdvice.org" file: If you haven't got enough of debt collectors calling you and sending you letters, you will soon be [...]

Collection Agency Worker Charged with Identity Theft

Two people were charged in a scheme to steal identities of consumers. One person, Deatrice Smith Williams, was the employee of the agency and the other was [...]